Answer: you may choose either "current balance" or "instant withdrawal" for Payment method.

PayPal is flexible, amateur-friendly, and able to extend its own form of short-term credit. Your choices are as follows:

1. You can just let PayPal withdraw against your credit card or bank account only when you make a purchase. Once you send money, PayPal will send the funds immediately, and then will withdraw the funds from your bank/credit card within two business days. With this option, there is no need to maintain a direct PayPal balance, and there is no fee to use this technique.
2. You may transfer money to PayPal directly, and leave that money in your PayPal account. Although you will not gain interest with this method, it does make it more convenient to separate your online purchasing budget from your regular banking and credit cards. There is no fee to use this technique, either.



The opposite: "How do I withdraw money from PayPal?"

Withdrawing money from PayPal is easy. No, it is not directly through a bank machine. Rather, PayPal credits your credit card or your bank account through a type of wire transferring. Once the money is transferred tp your bank account, you then withdraw like it any other money. While this PayPal "withdrawal" costs nothing, it can take up to 8 business days for the PayPal-to-your-bank transfer to complete. readmore...

Answer: you can start a new PayPal account within minutes. The initial credit checking has already been done by your credit card company and you bank... now you just need to get PayPal to connect that information to your email address.

Requirements

You will need:

• a valid and reliable email address.
  
• and either a valid credit card and/or
• a valid bank account in one of Paypal's 55 countries..

Answer: you need to first choose a type PayPal account, and set that up for yourself.

Here are your three PayPal account choices:

Choice 1: PayPal Personal Account

This is the basic PayPal account that lets you pay for your eBay purchases with ease. You can use it to send and receive money. You can send funds to anyone with an email address in 55 countries and regions. Personal account will even let you accept payments should you sell something via eBay. The catch: you can only accept payments from other PayPal accounts, and you cannot accept credit or debit card payments.

There is no fee for either the Personal account or the transactions you make through it. There is, however, a limit on how much can you receive per month. If you plan to sell a a high volume of product, the Personal account might be too restrictive.

Choice 2: PayPal Premier Account

This type of a PayPal account has all the functionality of the Personal account, plus you can accept credit and debit cards, and bank account payments. Premier account also offers such features as “shopping cart” and payment reporting tools. This account type is good for a serious amateur seller who wants to move items online on a regular basis.

There is a fee to have a Premier account; please check PayPal website for details. The setup process of a Premier account is similar to that of a Personal account. If you currently use a Personal account, you can always upgrade to Premier.

Choice 3: PayPal Business Account

This is the business class of a PayPal account, best suited to individuals running a large scale online business or online store. Business account allows you to operate under your business name, and use Reporting and eBay Tools with no restrictions on transaction size. It is the best choice if you expect complex Accounts Payable. There is broad functionality for the business owners that helps them to manage very large amounts of sales with ease.

Like Premier, there is a fee to have this type of account; please check PayPal website for details. The setup process of a Business account is similar to that of a Premier account. If you currently use either Personal or Premier account, you can upgrade to Business. readmore...

Answer: PayPal is as safe as any online bank.

Although no system is 100% foolproof, PayPal has designed many checks and balances into its system to keep errors and fraud to a bare minimum. You won’t find another online financial institution that’s better at protecting its customers than PayPal. By utilizing the very latest in secure technology and employing a large team of experts in all areas of online safety, PayPal continues to be a leader in safe online payments around the world.

1. PayPal is guaranteed against fraud and identity theft. PayPal guarantees 100% protection against unauthorized payments from your account. Every transaction is confirmed by email to the PayPal account holder. Any transaction you wish to dispute will give you access to a 24/7 support team of analysts who will sort out your problem for you.

2. eBay purchases can also be insured up to $1000 through PayPal. A service called "PayPal Buyer Protection" is another way that PayPal will certify that certain sellers are trustworthy.



3. PayPal's Anti-Fraud Team works 24/7 Using sophisticated risk models and advanced technology, the team is able to detect, and often predict, suspicious activity to help eliminate identity theft. The anti-fraud team’s sole job is to make every PayPal transaction as safe and seamless as possible.

4. Many other PayPal safety measures distinguish the service from its competitors. (More technical details on PayPal safety are available here). readmore...

If you are looking for insurance for Northern Ireland you will have probably seen a huge difference in the options you have for taking out insurance now compared to many years ago. Years ago when problems were rife in Northern Ireland finding cheap car insurance was almost impossible. Many insurance providers did not even want to know residents of NI and would not provide them with quotes simply because of where they lived. Now times have changed and residents can now enjoy the same savings as the rest of the world and there are also many ways that savings can be made.
When looking for insurance for Northern Ireland one of the ways that you could cut down of the cost of your insurance premiums is to pay more out in excess for your cover. The excess is what all providers will ask you to pay out of your own pocket should a claim have to be made on the policy before they will pay out on the rest of the claim. There will be a minimum amount that you would be able to pay out but you can pay out more and this could help you to keep down the cost of the insurance premiums.

The engine size of your car would be taken into account when it comes to how much you would have to pay for your insurance. If you choose a large engine size such as a sporty model of car then you would have to pay out more in the insurance premiums than if you bought a family model with a smaller size engine.

If you park your car in a garage overnight then there would be less chance of your car being stolen than if you had it parked on the side of the road. This would also lessen the chance of your car being damaged by other vehicles or becoming a victim of vandalism. You could also save on your premiums if you park the car overnight on your driveway or a carport especially if you have security lighting over the car or even a security camera.

Installing additional security devices would also help you to keep down the cost of your insurance premiums. While new cars would come with security devices if you have an older model then you could buy additional security devices such as a steering wheel lock or an immobiliser and fit these to your car. Security devices do mean that your car would be harder to steal so are looked on favourably by the insurance provider.

Finally when looking for insurance for Northern Ireland then you need to look over any policy that you are considering taking out to ensure that it would provide adequate cover for your car. For example if you are buying insurance for a vehicle that you are going to be driving off road you could need a specialist policy, particularly if you are taking part in rallies or shows. You should also check for any limits and exclusions which could reside in the policy as usually all providers will include these. readmore...

Answer 1: eBay purchasing. eBay sellers prefer to receive their payments via PayPal.

If you want to participate in eBay, it is imperative that you set up a PayPal account for yourself. Over 90% of eBay sellers choose PayPal as their trusted method of choice for taking payments. eBay does own Paypal, so you can be confident that its ownership is motivated to keep it a stable and reliable service.

Furthermore, PayPal is very amateur-friendly. Whether you are a new buyer, or someone just starting out as a new seller, Paypal is truly the most convenient way to do trusted payments online.

Answer 2: PayPal is also good for personal transactions. You don't need to be on eBay to use PayPal. PayPal is also ideal for moving money between strangers, without using credit card or personal information. Maybe you want to collect money for your sports team, your church, or your next group purchase of camping gear.

* One PayPal Example: if you want to arrange a group discount purchase of paintball gear for your paintball club, you can coordinate with your friends by email, and have them send you their payments through PayPal.

* Another PayPal Example: you find a digital camera you really like at an obscure online store in Ohio. Instead of trusting a strange store with your credit card, you send them PayPal instead. readmore...

Answer: as a middleman financial broker, PayPal makes its profit by charging a percentage of the money it transfers for you.

* PayPal is Free for Buyers. Once a buyer sets up a Paypal account, then it costs nothing to send money to other PayPal users. The funds are withdrawn from the user's credit card or bank account, or both. PayPal does not charge buyers to send money.

* PayPal Charges Sellers 1.9% to 2.9%. PayPal will only charge you to receive funds. Using a special surcharge formula, PayPal will bill you whenever you receive a payment from a buyer.

Paypal Fee Table:

1. For receiving transfers under $3000 USD: the fee is 2.9% + $0.30 USD. 
2. For receiving transfers $3000.01 to $10,000: the fee is 2.5% + $0.30 USD.  
3. For receiving transfers $10,000.01 to $100,000: the fee is 2.2% + $0.30 USD. 
4. Receiving transfers over $100,000: Paypal charges 1.9% + $0.30 USD.  

 

1. a valid email address.
2. a valid credit card or bank account.